It was a struggle at first. trying to get use to the format of the notebook.
But after a month of using it, I grew to like it and really enjoy the process of updating my expenses.
Basically, I have four areas for recording of my expenses:
1) Monthly expenses; 2) Transportation;
3) Household; &
4) Credit card bills.
Here are the fields that I need for my
No. : allows me to know how many items I spent on for that particular area.
Date: allows me to know the date of the spending.
Item: the thing(s) I spent on.
Amount: the amount for the spending.
Balance: how much I left for the rest of the month for that particular area.
The format of the page doesn't have sufficient columns for me to fill the necessary fields, therefore, I have to add an additional column to the page (column size: 2cm).
The Preferred Pen.
As the space in between the columns is small, especially on the last column, it is hard for me to write with a normal ballpoint pen. Therefore, the Traveler's Company brass pen (as you can see in the photos) is my best choice.
I am very satisfied with how this Utility Ledger works for me and I have bought additional 2 packs for my future use.